Va Home Loan Requirements Credit Score. The va credit score requirement for a va loan can differ between lenders. The va itself doesn t have a minimum credit score requirement.
Most va lenders require a minimum 640 credit score but still others have a 620 rule. Learn about other va loan requirements and use our free credit score tool to see how you stack up. Lenders who do make the loans will typically have a credit score benchmark.
No mortgage late payments in past 36 months.
Most va lenders require a minimum 640 credit score but still others have a 620 rule. These guidelines establish how much money a veteran must have left over after all debts and living expenses are considered. There is no minimum credit score requirement. High income low debt to income ratio more than 5 years at current employer.